Start Early. Save Often. Stay Invested.™

Starting an RESP early means more time to gain compounded interest in your Heritage Education Funds Group RESP.  It also means you have a better chance of earning all the government grants and education incentives available to you both federally and provincially. 

CHild and Piggy Bank

Increasing your RESP whenever you can afford to will mean that you can max out your RESP lifetime maximum of $50,000 per child, and with the growing cost of tuition each year, every dollar counts. 
 

Investing in Your Child's Future

 
Lastly, it is important to stay invested in your RESP.  This is a long term investment and is most advantageous when your child is age 18, or ready to attend post-secondary.  Your RESP plan has flexible options when your plan matures.  If you use your RESP for post-secondary education as intended, you will be eligible to receive all the compounded interest earned over the lifetime of the plan, including all federal and provincial grants, as well as the possibility of returned sales charges.  Certain conditions apply, speak to your local Heritage Dealing Representative about what options best suit your goals and financial abilities.
 

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Contest

 

 

Commercial Clip               ......................... Woman with Money Tree

 

BEHIND THE SCENES     OF OUR TV       COMMERCIAL

 

 

TOP TEN REASONS WHY YOU NEED             AN RESP

 

Check out behind the scenes of filming our TV commercial that is now featured during CityTV's Cityline and Breakfast Television across Canada.

 

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There are many benefits to planning ahead for your child's future. Learn about the top ten reasons why an RESP will benefit your family.

 

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This amount is calculated using the average annual increase in the total cost of tuition and the average annual increase in the cost of accommodation, books, transportation and meals from 1995/1996 to 2006/2007 (5.69% and 4.53%, respectively). Source: Statistics Canada.

** See HeritageRESP.com/WinARESP for full contest details.

º As of December 31, 2013.

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Education Savings Vine

✝ The total amount that you will receive will differ, depending on the actual performance of the Heritage Plans and the discretionary payments made by the Foundation. Discretionary payments (consisting of sales charge returns and EAP enhancements) are not guaranteed. You should not count on receiving this payment. The Foundation decides if it will make a payment from the discretionary payment account or top-up in any year and how much the payment will be.