Registered Education Savings Plans

Using your respNext Step: Using Your RESP get informed choose your plan grow your plan using your resp

Choose a payout option for your matured RESP

Your Heritage RESP has a set maturity date. This date typically falls on July 31st of the year your child turns 18. On the maturity date of your Registered Education Savings Plan you'll need to choose the appropriate payout option.

To learn more about the maturity process, click here.

Learn more about your RESP pay-out options  +

Choose the right university or college for your child after the maturity of your RESP

Once your child's RESP education savings plan has matured, they must register at one of the many recognized colleges and universities available.

Contact us today to secure your child's future with a government RESP.

Learn more about the educational institutions available to you  +


Use RESPs to help fund your child's post secondary education
Get in touch with Heritage's long history of RESP saving for educational funds
See how other RESP alumni have used the tax free savings of an RESP group plan
Take advantage of lower-risk investments and a higher rate of return from your RESP