Registered Education Savings Plans (RESP)

RESP Get InformedNext Step: Grow Your Plan get informed choose your plan grow your plan using your resp

Choose a lower risk investment plan for your child's future

Each of our RESPs plans offers a pooled fund. Your child's portion of the pooled fund is determined by the number and value of units you purchase. We offer two main RESPs plans: The Heritage Plan, which offers the benefits of pooling, and the Impression Plan, which is a self-directed plan that offers the flexibility of a lower risk, mutual fund-type RESP. To find the right RESP for you, see the links below:

Heritage Plan  +

Impression Plan  +

Group/Employee Plan  +

Receive competitive returns from any RESP plan you choose

No matter which plan you choose from Heritage Education Funds, your contributions will be invested in a lower risk investment approach so that your money will be there when your child needs it. Each of our RESPs entitles you to:

• The Canada Education Savings Grant (CESG)*
– up to $7,200 per eligible child
• The Canada Learning Bond (CLB)
– up to $2,000 more per child if you qualify
• The British Columbia Training and Education Savings Grant
– $1,200 per qualified child
• The Quebec Education Savings Incentive (QESI)
– up to $3,600 for families in Quebec
• The Saskatchewan Advantage Grant for Education Savings (SAGES)*
– up to $4,500 for families in Saskatchewan


Contact us today and ensure the funds are there for your child's post-secondary education with a pooled Plan RESP, lower-risk investing with flexibility to meet your needs.

*Certain conditions apply.  See prospectus for more details.



Use your government RESP
Choose the right RESP payout option
Choose the right RESP eligible educational institution
Download forms and documents for RESP savings plan