Registered Education Savings Plans (RESP)

RESP Choose Your Plan

Contact an RESP Representative

Our Heritage RESP experts are available to meet with you anytime and anywhere to advise you on your child's Registered Education Savings Plan. We are here for your convenience and will guide you from start to finish. Our RESP experts will provide you with all the information you need so you can start saving for your child's post-secondary education. Call one of our RESP experts today to learn more.

Call Us Now! 1-800-438-2101

What You Should Know

As a parent, a grandparent, relative or family friend, you should consider the benefits of contributing to a Registered Education Savings Plan for someone you love. With a Heritage RESP, your child's funds for post-secondary education are in good hands. We invest your contributions in lower-risk investments . Our Registered Education Savings Plans entitle you to government grants, including the Canada Education Savings Grant* (CESG), the Canada Learning Bond* (CLB), the Quebec Education Savings Incentive* (QESI) and the Saskatchewan Advantage Grant for Education Savings* (SAGES). Heritage RESPs are professionally managed by RESP experts with almost 50 years of experience.

*Certain conditions apply. See prospectus for full details.

See the links below to learn more:

The Heritage Advantage +

Flexible Contribution Options +

Rate of Return +

Information and Forms You Will Need

The links below will provide you with helpful information and forms you need to get started, such as an application for a birth certificate and social insurance number. Other forms include government grant and tax benefits:

Birth Certificate
Social Insurance Number (SIN)
Canada Education Savings Grant (CESG)
Canada Learning Bond (CLB)
Quebec Education Savings Incentive (QESI)
Canada Child Tax Benefit (CCTB)


Calculate your child's future post-secondary education costs with our RESP calculator
Find answers to common RESP questions
Meet our Heritage Registered Education Savings Plan partners
Choose the right lower-risk investment RESP